{"id":18248,"date":"2019-04-20T09:57:18","date_gmt":"2019-04-19T21:57:18","guid":{"rendered":"https:\/\/propertynoise.co.nz\/au\/?p=18248"},"modified":"2019-04-20T09:57:18","modified_gmt":"2019-04-19T21:57:18","slug":"your-daily-coffee-could-be-one-reason-why-you-cant-get-a-loan","status":"publish","type":"post","link":"https:\/\/propertynoise.co.nz\/au\/your-daily-coffee-could-be-one-reason-why-you-cant-get-a-loan\/","title":{"rendered":"Your daily coffee could be one reason why you can’t get a loan"},"content":{"rendered":"

 <\/p>\n

PHOTO:\u00a0Your daily coffee fix could have unintended financial consequences. ABC Radio Brisbane: Jessica Hinchliffe<\/strong><\/p>\n

There may be a higher price to pay for all the coffees you’ve bought this week or the dinners you’ve had delivered.<\/p>\n

Banks and credit unions\u00a0are closely following the daily spending habits of potential loan customers<\/a>\u2014 purchases using Afterpay, food deliveries, daily splurges and entertainment are all being put under the microscope.<\/p>\n

This scrutiny on borrowing heightened especially amid the fallout of the banking royal commission, according to Brisbane mortgage broker Steve Moore.<\/p>\n

“It’s the hardest it’s been in the past 15 years \u2014 even harder than when the global financial crisis was around,” he told\u00a0ABC Radio Brisbane’s Rebecca Levingston<\/a>.<\/p>\n

READ MORE VIA ABC<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

  PHOTO:\u00a0Your daily coffee fix could have unintended financial consequences.Read More →<\/a><\/span><\/p>\n","protected":false},"author":1,"featured_media":18249,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[461747081],"tags":[478098512,478098521,478099239,478104711,478098566,478099784,478098860,478098519,478098535,478099517,478098543,478098513,478098579,478098510,478098514,478098511,478098509,478100768,478104712],"class_list":["entry","author-data123nz","post-18248","post","type-post","status-publish","format-standard","has-post-thumbnail","category-australian-property-real-estate-news","tag-australia","tag-australians","tag-banking-royal-commission","tag-banks-and-credit-unions","tag-first-home-buyers","tag-global-financial-crisis","tag-home-loan","tag-home-ownership","tag-house-prices","tag-mortgage-broker","tag-mortgages","tag-property","tag-property-market","tag-property-news","tag-propertynoise","tag-real-estate","tag-real-estate-news","tag-spending-habits","tag-steve-moore"],"yoast_head":"\nYour daily coffee could be one reason why you can't get a loan - 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