{"id":19433,"date":"2019-06-13T09:39:35","date_gmt":"2019-06-12T21:39:35","guid":{"rendered":"https:\/\/propertynoise.co.nz\/au\/?p=19433"},"modified":"2019-06-13T09:39:35","modified_gmt":"2019-06-12T21:39:35","slug":"applying-for-a-home-loan-here-are-8-ways-to-increase-your-chances","status":"publish","type":"post","link":"https:\/\/propertynoise.co.nz\/au\/applying-for-a-home-loan-here-are-8-ways-to-increase-your-chances\/","title":{"rendered":"Applying for a home loan? Here are 8 ways to increase your chances"},"content":{"rendered":"<p>&nbsp;<\/p>\n<p><strong>PHOTO:\u00a0Here&#8217;s how to up the chances of getting a home loan.\u00a0<em>(Photo: Getty)<\/em><\/strong><\/p>\n<p class=\"canvas-atom canvas-text Mb(1.0em) Mb(0)--sm Mt(0.8em)--sm\" data-reactid=\"22\">If you already own property, last week\u2019s Reserve Bank of Australia rate cut will be welcome news.<\/p>\n<p class=\"canvas-atom canvas-text Mb(1.0em) Mb(0)--sm Mt(0.8em)--sm\" data-reactid=\"23\">But the lower interest rate is also good news for home buyer hopefuls who are hoping to get a foot in the property market.<\/p>\n<p class=\"canvas-atom canvas-text Mb(1.0em) Mb(0)--sm Mt(0.8em)--sm\" data-reactid=\"24\">And with lending requirements set to loosen, obtaining a mortgage should come easier, according to comparethemarket.com.au.<\/p>\n<p class=\"canvas-atom canvas-text Mb(1.0em) Mb(0)--sm Mt(0.8em)--sm\" data-reactid=\"25\">\u201cThere have been some positive signs for potential mortgage holders coming about, especially as we begin to see housing prices fall and interest rates cut,\u201d said comparethemarket.com.au banking and financial expert Rod Attrill.<\/p>\n<p class=\"canvas-atom canvas-text Mb(1.0em) Mb(0)--sm Mt(0.8em)--sm\" data-reactid=\"26\">\u201cHowever, consumers need to be aware of what they will need beyond a deposit, in order to obtain a mortgage right now.\u201d<\/p>\n<p data-reactid=\"26\">READ MORE VIA <a href=\"https:\/\/au.finance.yahoo.com\/news\/8-ways-increase-chances-getting-home-loan-005138881.html\">YAHOO<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; PHOTO:\u00a0Here&#8217;s how to up the chances of getting a<span class=\"more-link\"><a href=\"https:\/\/propertynoise.co.nz\/au\/applying-for-a-home-loan-here-are-8-ways-to-increase-your-chances\/\">Read More &rarr;<\/a><\/span><\/p>\n","protected":false},"author":1,"featured_media":19434,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[461747081],"tags":[478098512,478098521,478105721,478098860,478098542,478098519,478098535,478098543,478098513,478098873,478098579,478098510,478098514,478098511,478098509,478098610],"class_list":["entry","author-data123nz","post-19433","post","type-post","status-publish","format-standard","has-post-thumbnail","category-australian-property-real-estate-news","tag-australia","tag-australians","tag-comparethemarket-com-au","tag-home-loan","tag-home-loans","tag-home-ownership","tag-house-prices","tag-mortgages","tag-property","tag-property-investment","tag-property-market","tag-property-news","tag-propertynoise","tag-real-estate","tag-real-estate-news","tag-reserve-bank-of-australia"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Applying for a home loan? 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