{"id":20051,"date":"2019-07-13T12:38:08","date_gmt":"2019-07-13T00:38:08","guid":{"rendered":"https:\/\/propertynoise.co.nz\/au\/?p=20051"},"modified":"2019-07-13T12:38:08","modified_gmt":"2019-07-13T00:38:08","slug":"apra-changes-to-benefit-potential-buyers-allowing-them-to-secure-home-loans-more-easily","status":"publish","type":"post","link":"https:\/\/propertynoise.co.nz\/au\/apra-changes-to-benefit-potential-buyers-allowing-them-to-secure-home-loans-more-easily\/","title":{"rendered":"APRA changes to benefit potential buyers allowing them to secure home loans more easily"},"content":{"rendered":"

 <\/p>\n

PHOTO:\u00a0Owning a home is set to get easier. Picture: iStock.\u00a0Source: istock<\/em><\/span><\/strong><\/p>\n

New changes to lending criteria will give potential buyers the opportunity to borrow more, providing them with a better chance to achieve home ownership.<\/p>\n

Our household debt is very high, but home loan borrowers have been afforded the opportunity to borrow more.<\/p>\n

\n

The Australian Prudential Regulation Authority (APRA) has agreed banks can reduce their current serviceability assessments when processing home loans.<\/p>\n

MORE:\u00a0First look inside Hemsworth mega-mansion<\/a><\/b><\/p>\n

Sydney auction market continues to surge<\/a><\/b><\/p>\n

APRA\u2019s revision will mean that more customers can more easily achieve home ownership or that next upgrade. It has been calculated some home buyers will be able to secure loans some 14 per cent higher than under the prior rules, which is a nice buffer when turning up to Saturday auctions.<\/p>\n

READ MORE VIA NEWS.COM.AU<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

  PHOTO:\u00a0Owning a home is set to get easier. 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