{"id":20821,"date":"2019-08-29T14:57:54","date_gmt":"2019-08-29T02:57:54","guid":{"rendered":"https:\/\/propertynoise.co.nz\/au\/?p=20821"},"modified":"2019-08-29T14:57:54","modified_gmt":"2019-08-29T02:57:54","slug":"home-loans-with-2-at-the-front-are-going-to-become-the-new-norm","status":"publish","type":"post","link":"https:\/\/propertynoise.co.nz\/au\/home-loans-with-2-at-the-front-are-going-to-become-the-new-norm\/","title":{"rendered":"Home loans with 2 at the front are going to become the new norm"},"content":{"rendered":"<p>&nbsp;<\/p>\n<p><strong>PHOTO:\u00a0Mortgage finance<\/strong><\/p>\n<p>There are six lenders with variable home loans rates with a two at the front, according to RateCity.com.au.<\/p>\n<p>They expect six to climb to 20 at the next RBA cut, if banks pass on at least 0.20 per cent to borrowers.<\/p>\n<p>RateCity research director Sally Tindall said\u00a0owner occupier\u00a0rates starting with a \u20182\u2019 could become the new norm\u00a0if the RBA made two more cuts to the cash rate.<\/p>\n<p>\u201cWith two more rate cuts on the\u00a0cards, we could see the lowest variable rate drop below\u00a02.60, potentially even below\u00a02.50 per cent.<\/p>\n<p>\u201cFrom here on in, lenders are going to be hard pressed to pass RBA cuts on in full, but rivalry in the home loan market will keep pushing rates down, even if it\u2019s not by as much as the RBA would like.<\/p>\n<p>READ MORE VIA <a href=\"https:\/\/www.propertyobserver.com.au\/financing\/loans-and-mortgages\/103340-home-loans-with-2-at-the-front-are-going-to-become-the-new-norm-ratecity.html\">PROPERTY OBSERVER<\/a><\/p>\n<p><script async=\"\" src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script><br \/>\n<ins class=\"adsbygoogle\" style=\"display: block;\" data-ad-format=\"autorelaxed\" data-ad-client=\"ca-pub-6145729223818696\" data-ad-slot=\"4282549428\"><\/ins><\/p>\n<p><script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; PHOTO:\u00a0Mortgage finance There are six lenders with variable home<span class=\"more-link\"><a href=\"https:\/\/propertynoise.co.nz\/au\/home-loans-with-2-at-the-front-are-going-to-become-the-new-norm\/\">Read More &rarr;<\/a><\/span><\/p>\n","protected":false},"author":1,"featured_media":20822,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[461747081],"tags":[478098512,478098521,478101689,478098542,478098519,478098535,478098522,478098543,478098513,478106826,478098873,478098579,478098510,478098514,478105495,478100676,478098609,478106827,478098511,478098705,478098509,478106825],"class_list":["entry","author-data123nz","post-20821","post","type-post","status-publish","format-standard","has-post-thumbnail","category-australian-property-real-estate-news","tag-australia","tag-australians","tag-bank-lending","tag-home-loans","tag-home-ownership","tag-house-prices","tag-interest-rates","tag-mortgages","tag-property","tag-property-finance","tag-property-investment","tag-property-market","tag-property-news","tag-propertynoise","tag-ratecity","tag-ratecity-com-au","tag-rba","tag-rba-cut","tag-real-estate","tag-real-estate-agency","tag-real-estate-news","tag-sally-tindall"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - 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