{"id":23328,"date":"2020-01-26T12:07:20","date_gmt":"2020-01-25T23:07:20","guid":{"rendered":"https:\/\/propertynoise.co.nz\/au\/?p=23328"},"modified":"2020-01-26T12:07:25","modified_gmt":"2020-01-25T23:07:25","slug":"bank-australia-drops-home-loan-rates-below-3-per-cent-ahead-of-rba-meeting","status":"publish","type":"post","link":"https:\/\/propertynoise.co.nz\/au\/bank-australia-drops-home-loan-rates-below-3-per-cent-ahead-of-rba-meeting\/","title":{"rendered":"Bank Australia drops home loan rates below 3 per cent ahead of RBA meeting"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>PHOTO:  Home loan rates are falling.\u00a0<em>Photo: Getty<\/em> <\/strong><\/p>\n\n\n\n<p class=\"has-drop-cap wp-block-paragraph\">Bank Australia has joined the growing club of lenders offering home loan rates below 3 per cent.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The non-major lender has cut its Basic Home Loan rate to just 2.95 per cent (2.99 per cent comparison rate) in response to increased competition in the mortgage market.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">And Bankwest has slashed rates on all of its fixed loans, too.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Commonwealth Bank-owned Bankwest now charges 2.93 per cent (3.84 per cent comparison rate) and 4.09 per cent (3.85 per cent comparison rate) on its fixed 3-year and 5-year owner-occupier loans respectively.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Canstar financial services executive Steve Mickenbecker told&nbsp;<em>The New Daily&nbsp;<\/em>the cuts reflected the \u201cincredibly competitive\u201d nature of today\u2019s mortgage market.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cRates are falling even though the Reserve Bank hasn\u2019t met for the best part of two months, so the market\u2019s very competitive and everyone wants to gain market share,\u201d he said.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cSome of them lost a lot during the royal commission, so there\u2019s a real effort to claw back that market share.\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">READ MORE VIA <a href=\"https:\/\/thenewdaily.com.au\/finance\/property\/2020\/01\/24\/home-loans-3-per-cent-rba\/\">THE NEW DAILY<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>PHOTO: Home loan rates are falling.\u00a0Photo: Getty Bank Australia has<span class=\"more-link\"><a href=\"https:\/\/propertynoise.co.nz\/au\/bank-australia-drops-home-loan-rates-below-3-per-cent-ahead-of-rba-meeting\/\">Read More &rarr;<\/a><\/span><\/p>\n","protected":false},"author":1,"featured_media":23329,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[461747081],"tags":[478108519,478103405,478106130,478108518,478098542,478108520,478098756,478098609,478105099,478098610],"class_list":["entry","author-data123nz","post-23328","post","type-post","status-publish","format-standard","has-post-thumbnail","category-australian-property-real-estate-news","tag-bank-australia","tag-bankwest","tag-commonwealth-bank-of-australia","tag-home-loan-rates","tag-home-loans","tag-interest-rattes","tag-mortgage-rates","tag-rba","tag-rba-cash-rate","tag-reserve-bank-of-australia"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - 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