{"id":24230,"date":"2020-03-22T12:21:38","date_gmt":"2020-03-21T23:21:38","guid":{"rendered":"https:\/\/propertynoise.co.nz\/au\/?p=24230"},"modified":"2020-03-22T12:21:45","modified_gmt":"2020-03-21T23:21:45","slug":"saving-your-home-how-to-ask-for-a-mortgage-payment-pause","status":"publish","type":"post","link":"https:\/\/propertynoise.co.nz\/au\/saving-your-home-how-to-ask-for-a-mortgage-payment-pause\/","title":{"rendered":"Saving your home: How to ask for a mortgage payment pause"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>PHOTO: Mortgage<\/strong><\/p>\n\n\n\n<p class=\"has-drop-cap wp-block-paragraph\">I don\u2019t often write this, but your lender is your friend.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you are suffering financial hardship and look like losing your job as the whole country grinds to a Coronavirus-induced halt, PLEASE call them.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/static.ffx.io\/images\/$zoom_0.221%2C$multiply_0.4431%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0\/t_crop_custom\/q_86%2Cf_auto\/b79a09de8f02b04b80f71206d2f447e64cd54770\" alt=\"Banks can support customers in need of assistance if they run into financial difficulty repaying their mortgage.\"\/><figcaption>Banks can support customers in need of assistance if they run into financial difficulty repaying their mortgage.CREDIT:<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Banks and financial institutions have long been required to offer hardship provisions to ease the burden if customers find themselves in financial difficulty. After all, it is in their best interests to get the money owed somehow \u2013 even if more slowly.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Institutions began taking this obligation far more seriously after the Hayne royal commission slammed them for their unconscionable actions last year. And amid this global pandemic \u2013 which is now not just medical but financial \u2013 they will be even more lenient.Advertisement<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">READ MORE VIA <a href=\"https:\/\/www.smh.com.au\/money\/borrowing\/saving-your-home-how-to-ask-for-a-mortgage-payment-pause-20200319-p54bwy.html\">SMH<\/a><br><\/p>\n","protected":false},"excerpt":{"rendered":"<p>PHOTO: Mortgage I don\u2019t often write this, but your lender<span class=\"more-link\"><a href=\"https:\/\/propertynoise.co.nz\/au\/saving-your-home-how-to-ask-for-a-mortgage-payment-pause\/\">Read More &rarr;<\/a><\/span><\/p>\n","protected":false},"author":1,"featured_media":4153,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[461747081],"tags":[478101689,478108580,478109043,478108982,478098929,478098663,478098906,478103233,478098756,478099382,478101743,478099125,478101994,478098579],"class_list":["entry","author-data123nz","post-24230","post","type-post","status-publish","format-standard","has-post-thumbnail","category-australian-property-real-estate-news","tag-bank-lending","tag-coronavirus","tag-coronavirus-crisis","tag-coronavirus-outbreak","tag-mortgage","tag-mortgage-brokers","tag-mortgage-lending","tag-mortgage-payments","tag-mortgage-rates","tag-mortgage-stress","tag-property-correction","tag-property-crash","tag-property-downturn","tag-property-market"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - 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