{"id":31262,"date":"2021-03-18T14:17:28","date_gmt":"2021-03-18T01:17:28","guid":{"rendered":"https:\/\/propertynoise.co.nz\/au\/?p=31262"},"modified":"2021-03-18T14:17:28","modified_gmt":"2021-03-18T01:17:28","slug":"what-are-the-risks-in-opening-up-the-bank-of-mum-and-dad","status":"publish","type":"post","link":"https:\/\/propertynoise.co.nz\/au\/what-are-the-risks-in-opening-up-the-bank-of-mum-and-dad\/","title":{"rendered":"What are the risks in opening up the bank of mum and dad?"},"content":{"rendered":"<p><strong>PHOTO: &#8220;As a child that had the bank of mum and dad to help them get on their very very first property, I understand what&#8217;s happening.&#8221;\u00a0<span class=\"photographer\">Photo:\u00a0Supplied<\/span><\/strong><\/p>\n<p>The Australian dream of buying a home can feel like it\u2019s slipping out of reach for some prospective first-timers and saving for a deposit has never been more difficult.\u00a0 Some parents are opening their wallets and cracking into their nest-eggs to give their kids a helping hand to enter the property market.<\/p>\n<p>This week on\u00a0<em><a href=\"https:\/\/www.domain.com.au\/news\/property-unpacked-podcast\/\">Property Unpacked<\/a>,\u00a0<\/em>Canstar Editor-at-Large, finance commentator and author of<em>\u00a0Ditch the Debt and Get Rich<\/em>,\u00a0<a href=\"https:\/\/www.canstar.com.au\/author\/effie-zahos\/\">Effie Zahos<\/a>\u00a0 joins us to dive into the parental guarantor loans,\u00a0\u00a0the risks that come along with it and how to save for a deposit when mum and dad are not an option.<\/p>\n<p>Zahos gives personal insight into the pros and cons of parental assistance in buying. \u201cAs a child that had the bank of mum and dad to help them get on their very very first property, I understand what\u2019s happening.\u201d She shares her savings tips and tells us \u201cright now putting money in an online saver account, you are going to take so long to get that deposit\u201d.<\/p>\n<p>We also get an in-depth run down on the ever-confusing list of government grants available to first-home buyers around Australian from Editorial Director, Adrian Lowe.<\/p>\n<p>READ MORE VIA <a href=\"https:\/\/www.domain.com.au\/news\/property-unpacked-podcast-what-are-the-risks-in-opening-up-the-bank-of-mum-and-dad-1035808\/\">DOMAIN<\/a><\/p>\n<h3 class=\"widget-title\"><span class=\"accent-typo\">MOST POPULAR<\/span><\/h3>\n<ul class=\"widgets-list-layout no-grav\">\n<li><a class=\"bump-view\" title=\"OnlyFans stars luxurious waterfront mansion | WATCH\" href=\"https:\/\/propertynoise.co.nz\/au\/onlyfans-stars-luxurious-waterfront-mansion-watch\/\" data-bump-view=\"tp\"><img decoding=\"async\" class=\"widgets-list-layout-blavatar lazyload\" data-src=\"https:\/\/i1.wp.com\/www.propertynoise.com.au\/wp-content\/uploads\/2020\/12\/OnlyFans-stars.jpg?fit=634%2C792&amp;ssl=1&amp;resize=40%2C40\" alt=\"OnlyFans stars luxurious waterfront mansion | WATCH\" width=\"40\" height=\"40\" data-pin-nopin=\"true\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 40px; 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- Property News Australia<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/propertynoise.co.nz\/au\/what-are-the-risks-in-opening-up-the-bank-of-mum-and-dad\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What are the risks in opening up the bank of mum and dad? - Property News Australia\" \/>\n<meta property=\"og:description\" content=\"PHOTO: &#8220;As a child that had the bank of mumRead More &rarr;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/propertynoise.co.nz\/au\/what-are-the-risks-in-opening-up-the-bank-of-mum-and-dad\/\" \/>\n<meta property=\"og:site_name\" content=\"Property News Australia\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/PropertyNoiseNZ\/\" \/>\n<meta property=\"article:published_time\" content=\"2021-03-18T01:17:28+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i1.wp.com\/www.propertynoise.com.au\/wp-content\/uploads\/2021\/03\/bank-of-mum-and-dad.png?fit=600%2C492&ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"600\" \/>\n\t<meta property=\"og:image:height\" content=\"492\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Property Noise Group\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@propertynoisenz\" \/>\n<meta name=\"twitter:site\" content=\"@propertynoisenz\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Property Noise Group\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/propertynoise.co.nz\\\/au\\\/what-are-the-risks-in-opening-up-the-bank-of-mum-and-dad\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/propertynoise.co.nz\\\/au\\\/what-are-the-risks-in-opening-up-the-bank-of-mum-and-dad\\\/\"},\"author\":{\"name\":\"Property Noise Group\",\"@id\":\"https:\\\/\\\/propertynoise.co.nz\\\/au\\\/#\\\/schema\\\/person\\\/175c8981af50e593000aa8ad7aab9d84\"},\"headline\":\"What are the risks in opening up the bank of mum and dad?\",\"datePublished\":\"2021-03-18T01:17:28+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/propertynoise.co.nz\\\/au\\\/what-are-the-risks-in-opening-up-the-bank-of-mum-and-dad\\\/\"},\"wordCount\":343,\"commentCount\":8,\"publisher\":{\"@id\":\"https:\\\/\\\/propertynoise.co.nz\\\/au\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/propertynoise.co.nz\\\/au\\\/what-are-the-risks-in-opening-up-the-bank-of-mum-and-dad\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/propertynoise.co.nz\\\/au\\\/wp-content\\\/uploads\\\/2021\\\/03\\\/bank-of-mum-and-dad.png\",\"keywords\":[\"australia\",\"Australian dream\",\"Australians\",\"bank of mum and dad\",\"Canstar\",\"Ditch the Debt and Get Rich\",\"Effie Zahos\",\"first home buyers\",\"Home ownership\",\"house prices\",\"property\",\"property correction\",\"property crash\",\"property investment\",\"property market\",\"Property News\",\"propertynoise\",\"real estate\",\"real estate agency\",\"real estate agent\",\"real estate agents\",\"Real Estate News\"],\"articleSection\":[\"Australian Property &amp; Real Estate News\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/propertynoise.co.nz\\\/au\\\/what-are-the-risks-in-opening-up-the-bank-of-mum-and-dad\\\/\",\"url\":\"https:\\\/\\\/propertynoise.co.nz\\\/au\\\/what-are-the-risks-in-opening-up-the-bank-of-mum-and-dad\\\/\",\"name\":\"What are the risks in opening up the bank of mum and dad? 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