{"id":31748,"date":"2021-04-16T08:04:27","date_gmt":"2021-04-15T20:04:27","guid":{"rendered":"https:\/\/propertynoise.co.nz\/au\/?p=31748"},"modified":"2021-04-16T08:04:27","modified_gmt":"2021-04-15T20:04:27","slug":"not-affluent-how-20yo-bought-first-home","status":"publish","type":"post","link":"https:\/\/propertynoise.co.nz\/au\/not-affluent-how-20yo-bought-first-home\/","title":{"rendered":"\u2018Not affluent\u2019: How 20yo bought first home"},"content":{"rendered":"<p><strong>PHOTO: Lucia Milne has just landed her first home in Melbourne, despite skyrocketing house prices<\/strong><\/p>\n<p class=\"description\">At just 20 years old, Lucia Milne is the proud owner of her first home in <a href=\"https:\/\/propertynoise.co.nz\/au\/?s=Melbourne&amp;submit=Search\">Melbourne<\/a>.<\/p>\n<div class=\"story-content\">\n<p>She snapped up a one-bedroom apartment in Footscray for $373,400, admitting it has been a stressful process but also very exciting.<\/p>\n<p>But with the news that house prices have been reaching\u00a0eye-watering heights, how did someone achieve the Aussie dream at such a young age?<\/p>\n<h3 class=\"widget-title\"><span class=\"accent-typo\">WE DON\u2019T ROAST OUR BEANS UNTIL WE HAVE YOUR ORDER<\/span><\/h3>\n<p><a href=\"https:\/\/fergscoffee.com\/\"><img fetchpriority=\"high\" decoding=\"async\" class=\"image wp-image-84806  attachment-medium size-medium\" src=\"https:\/\/i2.wp.com\/www.propertynoise.co.nz\/wp-content\/uploads\/2021\/03\/Fergs-Coffee-LOGO-scaled.jpg?fit=300%2C300&amp;ssl=1\" sizes=\"(max-width: 300px) 100vw, 300px\" srcset=\"https:\/\/i2.wp.com\/www.propertynoise.co.nz\/wp-content\/uploads\/2021\/03\/Fergs-Coffee-LOGO-scaled.jpg?w=2560&amp;ssl=1 2560w, https:\/\/i2.wp.com\/www.propertynoise.co.nz\/wp-content\/uploads\/2021\/03\/Fergs-Coffee-LOGO-scaled.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i2.wp.com\/www.propertynoise.co.nz\/wp-content\/uploads\/2021\/03\/Fergs-Coffee-LOGO-scaled.jpg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i2.wp.com\/www.propertynoise.co.nz\/wp-content\/uploads\/2021\/03\/Fergs-Coffee-LOGO-scaled.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i2.wp.com\/www.propertynoise.co.nz\/wp-content\/uploads\/2021\/03\/Fergs-Coffee-LOGO-scaled.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i2.wp.com\/www.propertynoise.co.nz\/wp-content\/uploads\/2021\/03\/Fergs-Coffee-LOGO-scaled.jpg?resize=1536%2C1536&amp;ssl=1 1536w, https:\/\/i2.wp.com\/www.propertynoise.co.nz\/wp-content\/uploads\/2021\/03\/Fergs-Coffee-LOGO-scaled.jpg?resize=2048%2C2048&amp;ssl=1 2048w, https:\/\/i2.wp.com\/www.propertynoise.co.nz\/wp-content\/uploads\/2021\/03\/Fergs-Coffee-LOGO-scaled.jpg?resize=500%2C500&amp;ssl=1 500w, https:\/\/i2.wp.com\/www.propertynoise.co.nz\/wp-content\/uploads\/2021\/03\/Fergs-Coffee-LOGO-scaled.jpg?resize=465%2C465&amp;ssl=1 465w, https:\/\/i2.wp.com\/www.propertynoise.co.nz\/wp-content\/uploads\/2021\/03\/Fergs-Coffee-LOGO-scaled.jpg?w=2160&amp;ssl=1 2160w\" alt=\"Fergs Coffee\" width=\"300\" height=\"300\" data-attachment-id=\"84806\" data-permalink=\"https:\/\/www.propertynoise.co.nz\/fergs-coffee-logo\/\" data-orig-file=\"https:\/\/i2.wp.com\/www.propertynoise.co.nz\/wp-content\/uploads\/2021\/03\/Fergs-Coffee-LOGO-scaled.jpg?fit=2560%2C2560&amp;ssl=1\" data-orig-size=\"2560,2560\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Fergs Coffee LOGO\" data-image-description=\"\" data-medium-file=\"https:\/\/i2.wp.com\/www.propertynoise.co.nz\/wp-content\/uploads\/2021\/03\/Fergs-Coffee-LOGO-scaled.jpg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/www.propertynoise.co.nz\/wp-content\/uploads\/2021\/03\/Fergs-Coffee-LOGO-scaled.jpg?fit=1024%2C1024&amp;ssl=1\" \/><\/a><\/p>\n<p>The Melbourne local, who is currently studying biomedicine, said she has been working three or four jobs at a time since she was 16, but was helped by the bank of mum and dad to buy her house.<\/p>\n<p>Her parents &#8211; who contributed a five-figure amount &#8211; wanted to give her the opportunity to get a foot on the property ladder.<\/p>\n<p>\u201cMy grandmother passed away and left a small sum of money \u2013 it wasn\u2019t a lot but enough to pay for deposit,\u201d she told news.com.au.<\/p>\n<p>\u201cMum and dad said they would rather set me up with a future and give me mortgage history and why pay rent when I can pay off a mortgage, which was incredibly generous and incredibly kind of them. We are not an affluent family at all, mum and dad work hard and always have.\u201d<\/p>\n<p>The bank of mum and dad is now the ninth largest mortgage \u2018lender\u2019 \u2013 lending or giving $29 billion in the past 12 months, according to Finder.<\/p>\n<\/div>\n<p>READ MORE VIA <a href=\"https:\/\/www.news.com.au\/finance\/real-estate\/buying\/parents-help-melbourne-20yearold-buy-first-home-worth-373000\/news-story\/456648f7b8520a17ad0bd9813c453654\">NEWS.COM.AU<\/a><\/p>\n<h3 class=\"widget-title\"><span class=\"accent-typo\">MOST POPULAR<\/span><\/h3>\n<ul class=\"widgets-list-layout no-grav\">\n<li><a class=\"bump-view\" title=\"Glamorous couple sell their beloved family home in one just day and make close to $1MILLION profit\" href=\"https:\/\/propertynoise.co.nz\/au\/glamorous-couple-sell-their-beloved-family-home-in-one-just-day-and-make-close-to-1million-profit\/\" data-bump-view=\"tp\"><img decoding=\"async\" class=\"widgets-list-layout-blavatar lazyload\" data-src=\"https:\/\/i0.wp.com\/www.propertynoise.com.au\/wp-content\/uploads\/2021\/04\/Serk-and-Michelle-Alan.jpg?fit=634%2C792&amp;ssl=1&amp;resize=40%2C40\" alt=\"Glamorous couple sell their beloved family home in one just day and make close to $1MILLION profit\" width=\"40\" height=\"40\" data-pin-nopin=\"true\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 40px; --smush-placeholder-aspect-ratio: 40\/40;\" \/><\/a>\n<div class=\"widgets-list-layout-links\"><a class=\"bump-view\" title=\"Glamorous couple sell their beloved family home in one just day and make close to $1MILLION profit\" href=\"https:\/\/propertynoise.co.nz\/au\/glamorous-couple-sell-their-beloved-family-home-in-one-just-day-and-make-close-to-1million-profit\/\" data-bump-view=\"tp\">Glamorous couple sell their beloved family home in one just day and make close to $1MILLION profit<\/a><\/div>\n<\/li>\n<li><a class=\"bump-view\" title=\"Family face homelessness after buying their dream house only to find it so infested with black mould\" href=\"https:\/\/propertynoise.co.nz\/au\/family-face-homelessness-after-buying-their-dream-house-only-to-find-it-so-infested-with-black-mould\/\" data-bump-view=\"tp\"><img decoding=\"async\" class=\"widgets-list-layout-blavatar lazyload\" data-src=\"https:\/\/i1.wp.com\/www.propertynoise.com.au\/wp-content\/uploads\/2021\/04\/House.jpg?fit=636%2C382&amp;ssl=1&amp;resize=40%2C40\" alt=\"Family face homelessness after buying their dream house only to find it so infested with black mould\" width=\"40\" height=\"40\" data-pin-nopin=\"true\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 40px; --smush-placeholder-aspect-ratio: 40\/40;\" \/><\/a>\n<div class=\"widgets-list-layout-links\"><a class=\"bump-view\" title=\"Family face homelessness after buying their dream house only to find it so infested with black mould\" href=\"https:\/\/propertynoise.co.nz\/au\/family-face-homelessness-after-buying-their-dream-house-only-to-find-it-so-infested-with-black-mould\/\" data-bump-view=\"tp\">Family face homelessness after buying their dream house only to find it so infested with black mould<\/a><\/div>\n<\/li>\n<li><a class=\"bump-view\" title=\"Australia 'will pay foreigners up to $50000' to buy a new home\" href=\"https:\/\/propertynoise.co.nz\/au\/australia-will-pay-foreigners-up-to-50000-to-buy-a-new-home\/\" data-bump-view=\"tp\"><img decoding=\"async\" class=\"widgets-list-layout-blavatar lazyload\" data-src=\"https:\/\/i0.wp.com\/www.propertynoise.com.au\/wp-content\/uploads\/2020\/05\/Chinese-buyers.jpg?fit=634%2C456&amp;ssl=1&amp;resize=40%2C40\" alt=\"Australia 'will pay foreigners up to $50000' to buy a new home\" width=\"40\" height=\"40\" data-pin-nopin=\"true\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 40px; --smush-placeholder-aspect-ratio: 40\/40;\" \/><\/a>\n<div class=\"widgets-list-layout-links\"><a class=\"bump-view\" title=\"Australia 'will pay foreigners up to $50000' to buy a new home\" href=\"https:\/\/propertynoise.co.nz\/au\/australia-will-pay-foreigners-up-to-50000-to-buy-a-new-home\/\" data-bump-view=\"tp\">Australia &#8216;will pay foreigners up to $50000&#8217; to buy a new home<\/a><\/div>\n<\/li>\n<li><a class=\"bump-view\" title=\"My Kitchen REALLY rules! 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