{"id":33218,"date":"2021-07-05T09:13:17","date_gmt":"2021-07-04T21:13:17","guid":{"rendered":"https:\/\/propertynoise.co.nz\/au\/?p=33218"},"modified":"2021-07-05T09:13:17","modified_gmt":"2021-07-04T21:13:17","slug":"how-to-buy-a-home-on-a-single-income-in-australia","status":"publish","type":"post","link":"https:\/\/propertynoise.co.nz\/au\/how-to-buy-a-home-on-a-single-income-in-australia\/","title":{"rendered":"How to buy a home on a single income in Australia"},"content":{"rendered":"<p><strong>PHOTO: Nicole said she was proud to be able to achieve a level of security on her own. Picture: Supplied <span class=\"image-source\"><em>Source: Supplied<\/em><\/span><\/strong><\/p>\n<p>A<a href=\"https:\/\/propertynoise.co.nz\/au\/?s=Melbourne&amp;submit=Search\"> Melbourne<\/a> woman made a extreme decision in order to afford to buy a house on a single income but says it is possible.<\/p>\n<p class=\"description\">Melbourne woman Nicole Haddow is single but she\u2019s recently achieved the Aussie dream by snapping up a house all on her own.<\/p>\n<div class=\"story-content\">\n<p>But the 38-year-old admits it wasn\u2019t without its \u201cchallenges\u201d with a move to the regional Victorian town of Ballarat necessary to make it happen.<\/p>\n<p>\u201cI\u2019m treating it as an adventure. I bought a house that needs work, there are holes in the walls and I\u2019m in process of lifting tiles and painting,\u201d she told news.com.au.<\/p>\n<p>\u201cBut I\u2019ve met lovely people, there are great coffee shops and a great community and I\u2019ve got no doubt that it\u2019s going to be a great lifestyle choice in time.\u201d<\/p>\n<p>The copywriter got a foot on the home ownership ladder by first becoming a rentvestor, when she purchased a two bedroom apartment in Melbourne\u2019s CBD.<\/p>\n<p>She had moved home with her parents for 12 months to do a \u201cpower save\u201d and also used her writing skills on a number of side hustles to boost her income as well.<\/p>\n<p>However, she admits she had less than 10 per cent of the deposit when buying the apartment and choose to take on lender\u2019s mortgage insurance.<\/p>\n<p>\u201cI certainly hadn\u2019t expected to be on my own so when I was saving for my first property. I was 30 and I realised that I couldn\u2019t be waiting for someone to do it with me, so I needed to find a way to build my own security,\u201d she explained.<\/p>\n<p>\u201cHonestly, there are times when it\u2019s challenging and overwhelming but the same can apply when you are in a relationship. I\u2019m really proud of what I\u2019ve achieved and I really like knowing I\u2019ve got an asset that I\u2019ve secured on my own.\u201d<\/p>\n<\/div>\n<p>READ MORE VIA <a href=\"https:\/\/www.news.com.au\/finance\/real-estate\/buying\/how-to-buy-a-home-on-a-single-income-in-australia\/news-story\/c382ab88f291d0fc6377b90fd7288f0b\">NEWS.COM.AU<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>PHOTO: Nicole said she was proud to be able to<span class=\"more-link\"><a href=\"https:\/\/propertynoise.co.nz\/au\/how-to-buy-a-home-on-a-single-income-in-australia\/\">Read More &rarr;<\/a><\/span><\/p>\n","protected":false},"author":1,"featured_media":33219,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[461747081],"tags":[478116788,478098512,478099524,478098521,478106156,478116791,478116790,478098746,478098519,478116789,478098535,478116786,478098522,478098537,478115849,478099454,478098543,478116785,478098513,478098873,478098588,478098579,478098510,478098514,478098511,478098705,478098533,478098828,478098509,478107111,478116787],"class_list":["entry","author-data123nz","post-33218","post","type-post","status-publish","format-standard","has-post-thumbnail","category-australian-property-real-estate-news","tag-aussie-dream","tag-australia","tag-australian-real-estate","tag-australians","tag-ballarat","tag-ballarat-property","tag-ballarat-real-estate","tag-first-home-buyer","tag-home-ownership","tag-home-ownership-ladder","tag-house-prices","tag-how-to-buy-a-home","tag-interest-rates","tag-melbourne","tag-melbourne-woman","tag-mortgage-insurance","tag-mortgages","tag-nicole-haddow","tag-property","tag-property-investment","tag-property-ladder","tag-property-market","tag-property-news","tag-propertynoise","tag-real-estate","tag-real-estate-agency","tag-real-estate-agent","tag-real-estate-agents","tag-real-estate-news","tag-rentvestor","tag-single-income"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - 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