{"id":8762,"date":"2017-07-19T16:40:49","date_gmt":"2017-07-19T04:40:49","guid":{"rendered":"http:\/\/propertynoise.co.nz\/au\/?p=8762"},"modified":"2017-07-19T16:49:17","modified_gmt":"2017-07-19T04:49:17","slug":"get-ready-australias-dark-days-mortgage-stress","status":"publish","type":"post","link":"https:\/\/propertynoise.co.nz\/au\/get-ready-australias-dark-days-mortgage-stress\/","title":{"rendered":"Get ready for Australia&#8217;s dark days of mortgage stress"},"content":{"rendered":"<ul>\n<li>Homeowners who have been wrestling with their mortgage repayments are about to find things can get a whole lot worse as the Reserve Bank and the financial regulator\u00a0hand\u00a0the big banks two more reasons to hike rates.<\/li>\n<\/ul>\n<p>The worst hit will likely be those who waded into frothy capital-city housing markets at the tail end of the boom. \u00a0In its latest meeting the RBA warned that as many as eight official rate hikes are on the way as the official cash rate heads for a\u00a0<a href=\"http:\/\/www.afr.com\/news\/economy\/monetary-policy\/rba-sets-35pc-as-new-normal-for-official-cash-rate-20170718-gxdnfh\" target=\"_blank\" rel=\"noopener\">new normal of 3.5 per cent<\/a>, while the\u00a0<a href=\"http:\/\/www.afr.com\/business\/banking-and-finance\/financial-services\/apra-lifts-bank-equity-target-to-105pc-for-unquestionably-strong-benchmark-20170718-gxdz2x\" target=\"_blank\" rel=\"noopener\">Australian Prudential Regulation Authority\u00a0has raised bank equity targets<\/a>\u00a0by 150 basis points to 10.5 per cent.<\/p>\n<p>READ MORE VIA<a href=\"https:\/\/www.domain.com.au\/news\/reserve-bank-and-apra-pave-way-for-australias-dark-days-of-mortgage-stress-20170718-gxe16x\/?benref=smh\"> DOMAIN<\/a><\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone size-medium wp-image-8760\" src=\"http:\/\/propertynoise.co.nz\/au\/wp-content\/uploads\/2015\/12\/The-RBA-has-pegged-3.5-per-cent-as-the-new-normal-for-the-official-cash-rate.-300x169.jpg\" alt=\"\" width=\"300\" height=\"169\" srcset=\"https:\/\/propertynoise.co.nz\/au\/wp-content\/uploads\/2015\/12\/The-RBA-has-pegged-3.5-per-cent-as-the-new-normal-for-the-official-cash-rate.-300x169.jpg 300w, https:\/\/propertynoise.co.nz\/au\/wp-content\/uploads\/2015\/12\/The-RBA-has-pegged-3.5-per-cent-as-the-new-normal-for-the-official-cash-rate.-768x432.jpg 768w, https:\/\/propertynoise.co.nz\/au\/wp-content\/uploads\/2015\/12\/The-RBA-has-pegged-3.5-per-cent-as-the-new-normal-for-the-official-cash-rate.-1024x576.jpg 1024w, https:\/\/propertynoise.co.nz\/au\/wp-content\/uploads\/2015\/12\/The-RBA-has-pegged-3.5-per-cent-as-the-new-normal-for-the-official-cash-rate..jpg 1500w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p>\n<p>The RBA has pegged 3.5 per cent as the new normal for the official cash rate.\u00a0<span class=\"photographer\">Photo:\u00a0Peter Braig<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Homeowners who have been wrestling with their mortgage repayments are<span class=\"more-link\"><a href=\"https:\/\/propertynoise.co.nz\/au\/get-ready-australias-dark-days-mortgage-stress\/\">Read More &rarr;<\/a><\/span><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[461747081],"tags":[],"class_list":["entry","author-data123nz","post-8762","post","type-post","status-publish","format-standard","category-australian-property-real-estate-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Get ready for Australia&#039;s dark days of mortgage stress - Property News Australia<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/propertynoise.co.nz\/au\/get-ready-australias-dark-days-mortgage-stress\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Get ready for Australia&#039;s dark days of mortgage stress - Property News Australia\" \/>\n<meta property=\"og:description\" content=\"Homeowners who have been wrestling with their mortgage repayments areRead More &rarr;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/propertynoise.co.nz\/au\/get-ready-australias-dark-days-mortgage-stress\/\" \/>\n<meta property=\"og:site_name\" content=\"Property News Australia\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/PropertyNoiseNZ\/\" \/>\n<meta property=\"article:published_time\" content=\"2017-07-19T04:40:49+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2017-07-19T04:49:17+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/propertynoise.co.nz\/au\/wp-content\/uploads\/2015\/12\/The-RBA-has-pegged-3.5-per-cent-as-the-new-normal-for-the-official-cash-rate.-300x169.jpg\" \/>\n<meta name=\"author\" content=\"Property Noise Group\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@propertynoisenz\" \/>\n<meta name=\"twitter:site\" content=\"@propertynoisenz\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Property Noise Group\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/propertynoise.co.nz\\\/au\\\/get-ready-australias-dark-days-mortgage-stress\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/propertynoise.co.nz\\\/au\\\/get-ready-australias-dark-days-mortgage-stress\\\/\"},\"author\":{\"name\":\"Property Noise Group\",\"@id\":\"https:\\\/\\\/propertynoise.co.nz\\\/au\\\/#\\\/schema\\\/person\\\/175c8981af50e593000aa8ad7aab9d84\"},\"headline\":\"Get ready for Australia&#8217;s dark days of mortgage stress\",\"datePublished\":\"2017-07-19T04:40:49+00:00\",\"dateModified\":\"2017-07-19T04:49:17+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/propertynoise.co.nz\\\/au\\\/get-ready-australias-dark-days-mortgage-stress\\\/\"},\"wordCount\":140,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/propertynoise.co.nz\\\/au\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/propertynoise.co.nz\\\/au\\\/get-ready-australias-dark-days-mortgage-stress\\\/#primaryimage\"},\"thumbnailUrl\":\"http:\\\/\\\/propertynoise.co.nz\\\/au\\\/wp-content\\\/uploads\\\/2015\\\/12\\\/The-RBA-has-pegged-3.5-per-cent-as-the-new-normal-for-the-official-cash-rate.-300x169.jpg\",\"articleSection\":[\"Australian Property &amp; Real Estate News\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/propertynoise.co.nz\\\/au\\\/get-ready-australias-dark-days-mortgage-stress\\\/\",\"url\":\"https:\\\/\\\/propertynoise.co.nz\\\/au\\\/get-ready-australias-dark-days-mortgage-stress\\\/\",\"name\":\"Get ready for Australia's dark days of mortgage stress - Property News Australia\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/propertynoise.co.nz\\\/au\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/propertynoise.co.nz\\\/au\\\/get-ready-australias-dark-days-mortgage-stress\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/propertynoise.co.nz\\\/au\\\/get-ready-australias-dark-days-mortgage-stress\\\/#primaryimage\"},\"thumbnailUrl\":\"http:\\\/\\\/propertynoise.co.nz\\\/au\\\/wp-content\\\/uploads\\\/2015\\\/12\\\/The-RBA-has-pegged-3.5-per-cent-as-the-new-normal-for-the-official-cash-rate.-300x169.jpg\",\"datePublished\":\"2017-07-19T04:40:49+00:00\",\"dateModified\":\"2017-07-19T04:49:17+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/propertynoise.co.nz\\\/au\\\/get-ready-australias-dark-days-mortgage-stress\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/propertynoise.co.nz\\\/au\\\/get-ready-australias-dark-days-mortgage-stress\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/propertynoise.co.nz\\\/au\\\/get-ready-australias-dark-days-mortgage-stress\\\/#primaryimage\",\"url\":\"http:\\\/\\\/propertynoise.co.nz\\\/au\\\/wp-content\\\/uploads\\\/2015\\\/12\\\/The-RBA-has-pegged-3.5-per-cent-as-the-new-normal-for-the-official-cash-rate.-300x169.jpg\",\"contentUrl\":\"http:\\\/\\\/propertynoise.co.nz\\\/au\\\/wp-content\\\/uploads\\\/2015\\\/12\\\/The-RBA-has-pegged-3.5-per-cent-as-the-new-normal-for-the-official-cash-rate.-300x169.jpg\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/propertynoise.co.nz\\\/au\\\/get-ready-australias-dark-days-mortgage-stress\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/propertynoise.co.nz\\\/au\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Get ready for Australia&#8217;s dark days of mortgage stress\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/propertynoise.co.nz\\\/au\\\/#website\",\"url\":\"https:\\\/\\\/propertynoise.co.nz\\\/au\\\/\",\"name\":\"Property News Australia\",\"description\":\"Property News | Real Estate News | Australia\",\"publisher\":{\"@id\":\"https:\\\/\\\/propertynoise.co.nz\\\/au\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/propertynoise.co.nz\\\/au\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/propertynoise.co.nz\\\/au\\\/#organization\",\"name\":\"The Property Noise Group\",\"url\":\"https:\\\/\\\/propertynoise.co.nz\\\/au\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/propertynoise.co.nz\\\/au\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/propertynoise.co.nz\\\/au\\\/wp-content\\\/uploads\\\/2017\\\/04\\\/Property-Noise-Australia.jpg\",\"contentUrl\":\"https:\\\/\\\/propertynoise.co.nz\\\/au\\\/wp-content\\\/uploads\\\/2017\\\/04\\\/Property-Noise-Australia.jpg\",\"width\":1120,\"height\":160,\"caption\":\"The Property Noise Group\"},\"image\":{\"@id\":\"https:\\\/\\\/propertynoise.co.nz\\\/au\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/PropertyNoiseNZ\\\/\",\"https:\\\/\\\/x.com\\\/propertynoisenz\",\"http:\\\/\\\/propertynoisenz\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/propertynoise.co.nz\\\/au\\\/#\\\/schema\\\/person\\\/175c8981af50e593000aa8ad7aab9d84\",\"name\":\"Property Noise Group\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/af2bf84b4d56686eb3a56198b9c42b70fbfd61e2345c6cdbe78ec64d72d424d1?s=96&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/af2bf84b4d56686eb3a56198b9c42b70fbfd61e2345c6cdbe78ec64d72d424d1?s=96&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/af2bf84b4d56686eb3a56198b9c42b70fbfd61e2345c6cdbe78ec64d72d424d1?s=96&r=g\",\"caption\":\"Property Noise Group\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Get ready for Australia's dark days of mortgage stress - Property News Australia","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/propertynoise.co.nz\/au\/get-ready-australias-dark-days-mortgage-stress\/","og_locale":"en_US","og_type":"article","og_title":"Get ready for Australia's dark days of mortgage stress - Property News Australia","og_description":"Homeowners who have been wrestling with their mortgage repayments areRead More &rarr;","og_url":"https:\/\/propertynoise.co.nz\/au\/get-ready-australias-dark-days-mortgage-stress\/","og_site_name":"Property News Australia","article_publisher":"https:\/\/www.facebook.com\/PropertyNoiseNZ\/","article_published_time":"2017-07-19T04:40:49+00:00","article_modified_time":"2017-07-19T04:49:17+00:00","og_image":[{"url":"http:\/\/propertynoise.co.nz\/au\/wp-content\/uploads\/2015\/12\/The-RBA-has-pegged-3.5-per-cent-as-the-new-normal-for-the-official-cash-rate.-300x169.jpg","type":"","width":"","height":""}],"author":"Property Noise Group","twitter_card":"summary_large_image","twitter_creator":"@propertynoisenz","twitter_site":"@propertynoisenz","twitter_misc":{"Written by":"Property Noise Group","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/propertynoise.co.nz\/au\/get-ready-australias-dark-days-mortgage-stress\/#article","isPartOf":{"@id":"https:\/\/propertynoise.co.nz\/au\/get-ready-australias-dark-days-mortgage-stress\/"},"author":{"name":"Property Noise Group","@id":"https:\/\/propertynoise.co.nz\/au\/#\/schema\/person\/175c8981af50e593000aa8ad7aab9d84"},"headline":"Get ready for Australia&#8217;s dark days of mortgage stress","datePublished":"2017-07-19T04:40:49+00:00","dateModified":"2017-07-19T04:49:17+00:00","mainEntityOfPage":{"@id":"https:\/\/propertynoise.co.nz\/au\/get-ready-australias-dark-days-mortgage-stress\/"},"wordCount":140,"commentCount":0,"publisher":{"@id":"https:\/\/propertynoise.co.nz\/au\/#organization"},"image":{"@id":"https:\/\/propertynoise.co.nz\/au\/get-ready-australias-dark-days-mortgage-stress\/#primaryimage"},"thumbnailUrl":"http:\/\/propertynoise.co.nz\/au\/wp-content\/uploads\/2015\/12\/The-RBA-has-pegged-3.5-per-cent-as-the-new-normal-for-the-official-cash-rate.-300x169.jpg","articleSection":["Australian Property &amp; Real Estate News"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/propertynoise.co.nz\/au\/get-ready-australias-dark-days-mortgage-stress\/","url":"https:\/\/propertynoise.co.nz\/au\/get-ready-australias-dark-days-mortgage-stress\/","name":"Get ready for Australia's dark days of mortgage stress - Property News Australia","isPartOf":{"@id":"https:\/\/propertynoise.co.nz\/au\/#website"},"primaryImageOfPage":{"@id":"https:\/\/propertynoise.co.nz\/au\/get-ready-australias-dark-days-mortgage-stress\/#primaryimage"},"image":{"@id":"https:\/\/propertynoise.co.nz\/au\/get-ready-australias-dark-days-mortgage-stress\/#primaryimage"},"thumbnailUrl":"http:\/\/propertynoise.co.nz\/au\/wp-content\/uploads\/2015\/12\/The-RBA-has-pegged-3.5-per-cent-as-the-new-normal-for-the-official-cash-rate.-300x169.jpg","datePublished":"2017-07-19T04:40:49+00:00","dateModified":"2017-07-19T04:49:17+00:00","breadcrumb":{"@id":"https:\/\/propertynoise.co.nz\/au\/get-ready-australias-dark-days-mortgage-stress\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/propertynoise.co.nz\/au\/get-ready-australias-dark-days-mortgage-stress\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/propertynoise.co.nz\/au\/get-ready-australias-dark-days-mortgage-stress\/#primaryimage","url":"http:\/\/propertynoise.co.nz\/au\/wp-content\/uploads\/2015\/12\/The-RBA-has-pegged-3.5-per-cent-as-the-new-normal-for-the-official-cash-rate.-300x169.jpg","contentUrl":"http:\/\/propertynoise.co.nz\/au\/wp-content\/uploads\/2015\/12\/The-RBA-has-pegged-3.5-per-cent-as-the-new-normal-for-the-official-cash-rate.-300x169.jpg"},{"@type":"BreadcrumbList","@id":"https:\/\/propertynoise.co.nz\/au\/get-ready-australias-dark-days-mortgage-stress\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/propertynoise.co.nz\/au\/"},{"@type":"ListItem","position":2,"name":"Get ready for Australia&#8217;s dark days of mortgage stress"}]},{"@type":"WebSite","@id":"https:\/\/propertynoise.co.nz\/au\/#website","url":"https:\/\/propertynoise.co.nz\/au\/","name":"Property News Australia","description":"Property News | Real Estate News | Australia","publisher":{"@id":"https:\/\/propertynoise.co.nz\/au\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/propertynoise.co.nz\/au\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/propertynoise.co.nz\/au\/#organization","name":"The Property Noise Group","url":"https:\/\/propertynoise.co.nz\/au\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/propertynoise.co.nz\/au\/#\/schema\/logo\/image\/","url":"https:\/\/propertynoise.co.nz\/au\/wp-content\/uploads\/2017\/04\/Property-Noise-Australia.jpg","contentUrl":"https:\/\/propertynoise.co.nz\/au\/wp-content\/uploads\/2017\/04\/Property-Noise-Australia.jpg","width":1120,"height":160,"caption":"The Property Noise Group"},"image":{"@id":"https:\/\/propertynoise.co.nz\/au\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/PropertyNoiseNZ\/","https:\/\/x.com\/propertynoisenz","http:\/\/propertynoisenz"]},{"@type":"Person","@id":"https:\/\/propertynoise.co.nz\/au\/#\/schema\/person\/175c8981af50e593000aa8ad7aab9d84","name":"Property Noise Group","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/af2bf84b4d56686eb3a56198b9c42b70fbfd61e2345c6cdbe78ec64d72d424d1?s=96&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/af2bf84b4d56686eb3a56198b9c42b70fbfd61e2345c6cdbe78ec64d72d424d1?s=96&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/af2bf84b4d56686eb3a56198b9c42b70fbfd61e2345c6cdbe78ec64d72d424d1?s=96&r=g","caption":"Property Noise Group"}}]}},"_links":{"self":[{"href":"https:\/\/propertynoise.co.nz\/au\/wp-json\/wp\/v2\/posts\/8762","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/propertynoise.co.nz\/au\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/propertynoise.co.nz\/au\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/propertynoise.co.nz\/au\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/propertynoise.co.nz\/au\/wp-json\/wp\/v2\/comments?post=8762"}],"version-history":[{"count":0,"href":"https:\/\/propertynoise.co.nz\/au\/wp-json\/wp\/v2\/posts\/8762\/revisions"}],"wp:attachment":[{"href":"https:\/\/propertynoise.co.nz\/au\/wp-json\/wp\/v2\/media?parent=8762"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/propertynoise.co.nz\/au\/wp-json\/wp\/v2\/categories?post=8762"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/propertynoise.co.nz\/au\/wp-json\/wp\/v2\/tags?post=8762"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}