PHOTO: Nicola Clayton has bought and sold a few properties and has never sought help from partners.

Purchasing a home together used to be considered a vital step in a couple’s romantic journey, but more are now opting to buy homes solo because of big changes in the housing market.

It used be considered a vital step in coming together as a couple but urban Aussies are increasingly purchasing properties on their own rather than splitting the bill with their spouse.

Mortgage data revealed couples still dominated purchases on a national stage, accounting for about 73 per cent of loans last year, but the picture changed markedly within inner and middle-ring city suburbs.

Mortgage brokers told The Sunday Telegraph up to three quarters of their loan books in areas such as Sydney’s inner west and eastern suburbs were being filled by solo buyers. The majority going through solo purchases were those aged 20-40.

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