Mortgages

 

PHOTO: Mortgages

New mortgage registrations for investors have continued to slide over the past year, according to the latest Property Institute/Valocity Regional Insights Report.

The report shows that the number of new mortgage registrations for investors was down by 2.5% annually. They now make up 16.9% of the market (as at December 2018).

That is as compared to 17.7% at the same time in December 2017 and 18.4% when the series first started in January 2017.

In contrast, first home buyers are the most active, with new mortgage registrations up 4.5% year on year. They now comprise 28.4% of the market.

The report also shows that more people have been taking advantage of the low interest rates, with refinancers up 16%, now 23.6% of mortgage registrations.

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