• Think your parents got an unfairly great deal when they bought their house for $40,000 – or thereabouts – 30 or 40 years ago? Not so fast.

BNZ chief economist Tony Alexander says young people priced out of the market are wrong to point the finger at retirees.

He said there had been a number of structural changes that had altered what New Zealand house prices were worth.

New Zealand was no longer one big farm, he said, and shift of focus to cities had put pressure on their house prices. Another change was the relative return on and cost of property. Interest rates are now much lower than they were up to the 2000s, which affects what people will pay.

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Baby Boomers cashing in aren’t the cause of your troubles, Tony Alexander says.

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