shared equity scheme

 

PHOTO: The shared equity scheme will provide interest-free loans for 15 years. JOSEPH JOHNSON/STUFF

About 50 Christchurch households over three years could benefit from a new scheme offering subsidised home deposit top-up loans in return for an equity share.

The scheme, funded with just over $3 million each from the city council and Government, is aimed at helping those unable to save a deposit but with incomes too high for other subsidies.

However, it has been labelled by critics as a “lottery” and “middle-class welfare”.

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