• Gen Y has topped the property investment ladder ahead of Gen X and Baby Boomers, with national figures showing 22 per cent of them own at least one rental property.

Research from ING Direct found that despite affordability concerns, the generation of homebuyers aged 18 to 34 were getting into the investment market.

It found 20 per cent of Gen X (35-49 years) and 19 per cent of Baby Boomers (50-64 years) had one or more investment properties.

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Gen Y property investor Jade Bowman, who at 24 is landlady for a two-bedroom townhouse in Brisbane.