PHOTO: PETER MEECHAM/STUFF If you kept your mortgage repayments the same as interest rates drifted lower, you would end up significantly better off.
If you knew you had the opportunity to save yourself more hundreds of thousands of dollars, would you take it?
If you have a home loan, chances are the right now you might be missing out on the chance to pocket some free money.
Interest rates are at historic lows and there are signs that this could continue for some time yet.
That means home loan borrowers have a unique opportunity to give their future selves a huge financial gift.
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