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PHOTO: Australian Banks.  SOURCE – Real Wealth Australia.

GETTING a home loan could be about to get a whole lot harder, thanks to the Financial Services Royal Commission. That’s not just bad news for people hoping to buy — in Australia’s home-loan-dependent economy, it could be very disruptive.

The banking royal commission has been absolutely gobsmacking, and it is going to have serious consequences.

ANZ chief executive officer Shayne Elliott said the inquiry would make the home loan approval process longer and more onerous.

“People are still going to buy a home, so it doesn’t change fundamental demand, but it will change the process and will probably make it harder for people to be successful in their applications,” he told The Australian Financial Review.

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