PHOTO: First home buyers
The number of first home buyers purchasing their own homes remains at elevated levels but unfortunately both the prices they are paying for those homes, and the amount of debt they are taking on, is at record levels.
According to the Reserve Bank, 2925 first home buyers had mortgages approved in July this year. The estimation is they accounted for 40.7% of property sales during the month.
Both the number of mortgages approved and the share of total sales to first home buyers have declined slightly for two consecutive months, however they remain near the upper end of where they been over the last few years.
Although first home buyers may have been slightly less active in the market over the last couple of months, the amount they are paying to get into their own homes and the amount of debt they are taking on to achieve that are both at record levels.
The estimated average price paid by first home buyers in July was $685,897, which was up by $118,329 (+21%) compared to July last year.
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