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PHOTO: JAYME GROENEVELD Once I had gone to a few open homes and started to find houses that I could live with I had to make sure I had the deposit to fund the loan so I started selling things.
OPINION: When I was 21 I set myself goal of being in my own place by 25.
I bumped up my KiwiSaver contributions up to the maximum percentage early on in my working life.
It was good for me because I wasn’t financially strategic at that age and the money came out of my pay before I could do anything with it. It was the best savings scheme – before I knew it, I had a solid savings account.
I met with a mortgage broker who told me what price I could afford with my income and then I started hunting.
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