RBNZ

 

PHOTO: STUFF – The Reserve Bank has flagged that it is evaluating whether to ease restrictions on lending to borrowers with small deposits.

It may soon be a little easier to get a home loan.

The Reserve Bank has flagged that it is evaluating whether to ease restrictions on lending to borrowers with small deposits.

At the moment only 15 per cent of new lending can be to borrowers with less than 20 per cent deposit, and 5 per cent of lending to investors with less than 35 per cent.

New properties are exempt from the restrictions.

In a speech to the UBS Australasia Conference in Sydney on Tuesday, deputy governor and head of financial stability Geoff Bascand said it was pondering the future for the loan-to-value restrictions (LVRs).

READ MORE VIA STUFF

 

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