Mortgage Rates

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BNZ has reduced several of its home loan interest rates, continuing the downward trend following reductions by other leading banks in recent months.

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All standard fixed mortgage rates were decreased except for the six-month term.

BNZ’s standard one-year fixed rate was lowered from 7.95% to 7.89%, the 18-month fixed rate from 7.75% to 7.59%, and the two-year fixed rate from 7.49% to 7.45%.

The standard three-year rate decreased from 7.39% to 7.25%, while both the four-year and five-year rates dropped from 7.35% to 7.15%.

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Similarly, BNZ’s classic rates underwent significant changes, with only the six-month term remaining unchanged.

The classic home loan rates for one-year (now 7.29%), two-year (now 6.99%), 18-month (now 6.85%), three-year (now 6.65%), four-year (now 6.55%), and five-year (also now 6.55%) have been reduced.

BNZ last adjusted its rates in December, and since then, ASB and ANZ have also announced cuts. ASB has further reduced some rates, followed by Westpac.