Mortgages
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PHOTO: About two-thirds of those cases related to mortgages and credit card accounts. Photo credit: Getty Images.

More than a quarter of mortgages that were in deferral last year are yet to be back to making full repayments.

Data from credit reporting firm Centrix showed the total number of customer accounts in hardship rose by 5 percent in May, taking the total to about 12,520.

About two-thirds of those cases related to mortgages and credit card accounts.

The report also showed that of the about 80,000 mortgages that were in deferral last year, about 27 percent had either been placed into hardship, had their account closed or were making interest-only payments.

“The closure of mortgage accounts indicate that [the] home was likely sold, and the mortgage repaid or they have closed their account and have sourced alternative finance,” Centric managing director Keith McLaughlin said.

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