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PHOTO: Dark clouds are gathering for off-the-plan buyers, with more supply, falling prices and tighter credit. ABC: John Gunn

Buying an apartment off the plan can be very appealing. You get a brand new apartment, often in a building with amenities like a pool and gym and, maybe best of all, you have time to save for it because you won’t have to hand over the full purchase price until construction is complete.

As Australia’s housing market made its way higher and higher, buying off the plan was an attractive choice for many people because it gave them a property, but also the window to save more money for the down payment.

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