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  • Buying your first home has never been tougher. In this series, stuff talks to Kiwis who’ve made it onto the property ladder and others who, by choice or not, are still renting.

For six months of the year, Auckland couple Jake and Ella Horan live in their million dollar Westmere home. For the other six months, they stay at Ella’s parents’ house and rent their home out – so they can afford it.

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DAVID WHITE/FAIRFAXNZ
The Horans are pleased as punch to be in their first home. They extended themselves to buy a home they’d want to live in for years to come.