PHOTO: OnlyFans. FILE
Generation Z is finding it increasingly challenging to take their first step onto the property ladder in Australia. However, a wave of young Australian women, some as young as 19, are turning to OnlyFans as a means to break into the difficult market, with some even purchasing property outright without needing a loan.

Meet the Aussie women in their 20s who have built their own property portfolios without help from mum and dad. Picture: Supplied
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While OnlyFans is often seen as a platform for earning extra income alongside a traditional job, many of Australia’s top creators have transformed their adult content accounts into full-fledged businesses, with some earning as much as $200,000 a month.

Annie has purchased two properties thanks to her OnlyFans business. Picture Supplied
For instance, 27-year-old Annie Knight was working as a marketing manager when she began creating adult content on OnlyFans in 2020, initially in secret, as a way to enter the real estate market. Her income on the platform quickly escalated from $10,000 to between $170,000 and $200,000 per month after she publicly embraced her role as a content creator, eventually becoming one of Australia’s most successful OnlyFans users.
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“At the time I started my OnlyFans, I was only earning $60,000 in my marketing job and still living at home,” Ms. Knight shared. “I really wanted to move out, but owning property had always been my end goal. Saving for years seemed futile as house prices kept climbing, but my OnlyFans income changed everything.”
Ms. Knight used her earnings to put down a 17 percent deposit on her first home, a three-bedroom, two-bathroom house, in October 2023. She qualified for a first-home buyer’s grant and also purchased an investment property, which she rents out for $695 a week.

Annie worked in marketing, before making OnlyFans her full-time job.

Ms Knight rents her second property out for $695 per week.
Another OnlyFans creator, Katija Cortez, who previously worked as an accountant at a “big four firm,” has leveraged her earnings to purchase two properties in Sydney’s competitive market, totaling $1.3 million. She’s now looking to acquire a third property.

Katija Cortez has purchased two homes, and is looking to buy a third.

Ms Cortez says using OnlyFans for a short time wouldn’t be enough to secure a home loan.
Cortez emphasizes that while OnlyFans can be lucrative, it’s not a guaranteed path to property ownership. “Banks require stable income over a number of years, particularly for business owners like OnlyFans creators,” she said.
Melburnian Nova Hawthorne also entered the property market with the help of her OnlyFans earnings. Initially purchasing a home with her partner, she has since bought properties independently, without needing any loans or debts.

Ms Hawthorne bought her first home with her partner, but has since bought more properties on her own.
For these women, OnlyFans has provided the financial boost needed to enter the property market. But they acknowledge that navigating real estate requires more than just funds—it demands careful planning and investment savvy. Ms. Knight, for example, worked with a local buyer’s agent to secure her first property and aims to use the equity to expand her portfolio in the future.
SOURCE: realestate.com.au