YouOwn

 

PHOTO: SUPPLIED YouOwn intends to focus on new homes for its shared ownership business.

First time homebuyers without rich parents are being offered equity funding to get them into their first home, and it has the BNZ’s stamp of approval.

YouOwn is a private business which provides capital to families to help them pay deposits on home purchases. It becomes a co-owner of homes with the buyers, who pay it a fee each year, as well as sharing any capital gains on their homes.

The homebuyer has the option after five years to buy YouOwn out, and one of the first couples through the scheme, which has the BNZ as its official lending partner, says life has been so much better since taking the co-ownership plunge in July last year.

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