Home Affordability

PHOTO: Home Affordability

Low interest rates might not be enough to help squash soaring house prices across New Zealand.

Auckland remains one of the most unaffordable regions for first-home buyers, but things look easier elsewhere in the country.

Whangārei is the most affordable centre for first-home buyers, according to new data from interest.co.nz.

Its latest Home Loan Affordability Reports, released yesterday, found mortgage repayments on a low quartile-priced home in the region will take up around 13.3 per cent of a typical first-home buyers’ take-home pay.

In comparison, Queenstown remains the priciest and most unaffordable in the country; repayments for the bottom quarter cost around 48.7 per cent.

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