homeownership

 

PHOTO: New homeowners who bought in Sydney or Melbourne a year ago with 10 per cent deposits have already seen all their equity wiped out, with further falls expected. (File photo)

The New Zealand property market has enjoyed a wild ride over the last decade.

It’s hard to talk sensibly about the ins and outs of buying a house when prices are only ever going in one direction. Shut up and take my money!

While it’s been one heck of a good run, the main hotspots are coming off the boil. The Reserve Bank expects historically low levels of house price inflation for the next few years. Hopefully we have a ‘soft landing’, and don’t follow Australia into a sharper correction.

As the dollar signs fade from our eyes, let’s take a more sober look at whether buying a home is actually a good idea.

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