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PHOTO: SUPPLIED Krystal Smith, 24, says she’s living in a garage with her baby son after she paid $60,000 to a tiny house company that’s since folded.

A young single mother is one of several out of pocket after a tiny house building company folded, owing at least $190,000 to people whose homes are uncompleted.

Thermasol, run by Sean and Tracy Kelly since 2016, went into liquidation last month with almost 90 creditors, including customers who paid the company to build tiny houses.

Three customers say the Kellys asked for payments shortly before the company was liquidated, and their tiny houses never amounted to anything more than a floor base.

The Kellys have not responded to requests for comment. When Stuff visited their $3.8 million rental in the upmarket Auckland suburb of Remuera this week, it had been vacated.

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