• HOW much easier would buying your first home be if you had access to $40,000 more?

You don’t have to go begging to your boss for a payrise or take a second job, according to new analysis by comparison website Mozo.

It crunched the numbers found that choosing from some of the non major lenders could allow buyers to borrow up to $40,000 more.

The analysis was done as part of the Mozo Experts Choice Awards and revealed that some smaller lenders have such competitive rates they could potentially give first home buyers a boost in how much they can borrow.

DOING THIS COULD MAKE HOUSING MORE AFFORDABLE

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Buyers could potentially borrow more with a little shopping around according to Mozo.

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